LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,358
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,520
−HK$1,181/mo
Today · 4.125%
HK$39,701
baseline
▲ 0.50% · 4.625%
HK$42,117
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,402/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,561
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,675
−HK$1,131/mo
Today · 4.125%
HK$43,806
baseline
▲ 0.50% · 4.625%
HK$46,115
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,612/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,830
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,224
−HK$1,417/mo
Today · 4.125%
HK$47,641
baseline
▲ 0.50% · 4.625%
HK$50,540
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,282/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,873
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,210
−HK$1,357/mo
Today · 4.125%
HK$52,567
baseline
▲ 0.50% · 4.625%
HK$55,338
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,134/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,302
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,929
−HK$1,652/mo
Today · 4.125%
HK$55,581
baseline
▲ 0.50% · 4.625%
HK$58,963
+HK$3,382/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,162/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,185
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,746
−HK$1,583/mo
Today · 4.125%
HK$61,329
baseline
▲ 0.50% · 4.625%
HK$64,561
+HK$3,232/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,658/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,245
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,337
−HK$2,125/mo
Today · 4.125%
HK$71,462
baseline
▲ 0.50% · 4.625%
HK$75,810
+HK$4,348/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,924/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,809
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,816
−HK$2,035/mo
Today · 4.125%
HK$78,851
baseline
▲ 0.50% · 4.625%
HK$83,007
+HK$4,156/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,702/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,377 · Scale 2, in force from 26 Feb 2026)