LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,360
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,180/mo
Today · 4.125%
HK$39,702
baseline
▲ 0.50% · 4.625%
HK$42,118
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,404/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,562
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,677
−HK$1,131/mo
Today · 4.125%
HK$43,808
baseline
▲ 0.50% · 4.625%
HK$46,117
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,616/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,832
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,226
−HK$1,417/mo
Today · 4.125%
HK$47,643
baseline
▲ 0.50% · 4.625%
HK$50,542
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,286/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,875
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,212
−HK$1,357/mo
Today · 4.125%
HK$52,569
baseline
▲ 0.50% · 4.625%
HK$55,340
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,138/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,304
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,930
−HK$1,653/mo
Today · 4.125%
HK$55,583
baseline
▲ 0.50% · 4.625%
HK$58,966
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,166/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,187
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,748
−HK$1,583/mo
Today · 4.125%
HK$61,331
baseline
▲ 0.50% · 4.625%
HK$64,564
+HK$3,233/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,662/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,247
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,339
−HK$2,125/mo
Today · 4.125%
HK$71,464
baseline
▲ 0.50% · 4.625%
HK$75,813
+HK$4,349/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,928/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,812
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,818
−HK$2,036/mo
Today · 4.125%
HK$78,854
baseline
▲ 0.50% · 4.625%
HK$83,010
+HK$4,156/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,708/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,400 · Scale 2, in force from 26 Feb 2026)