LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,360
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,181/mo
Today · 4.125%
HK$39,703
baseline
▲ 0.50% · 4.625%
HK$42,119
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,406/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,563
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,678
−HK$1,130/mo
Today · 4.125%
HK$43,808
baseline
▲ 0.50% · 4.625%
HK$46,118
+HK$2,310/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,616/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,832
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,227
−HK$1,417/mo
Today · 4.125%
HK$47,644
baseline
▲ 0.50% · 4.625%
HK$50,543
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,288/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,876
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,213
−HK$1,357/mo
Today · 4.125%
HK$52,570
baseline
▲ 0.50% · 4.625%
HK$55,341
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,140/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,304
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,931
−HK$1,653/mo
Today · 4.125%
HK$55,584
baseline
▲ 0.50% · 4.625%
HK$58,966
+HK$3,382/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,168/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,188
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,749
−HK$1,583/mo
Today · 4.125%
HK$61,332
baseline
▲ 0.50% · 4.625%
HK$64,565
+HK$3,233/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,664/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,248
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,340
−HK$2,126/mo
Today · 4.125%
HK$71,466
baseline
▲ 0.50% · 4.625%
HK$75,814
+HK$4,348/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,932/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,813
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,820
−HK$2,035/mo
Today · 4.125%
HK$78,855
baseline
▲ 0.50% · 4.625%
HK$83,012
+HK$4,157/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,710/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,409 · Scale 2, in force from 26 Feb 2026)