LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,362
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,524
−HK$1,181/mo
Today · 4.125%
HK$39,705
baseline
▲ 0.50% · 4.625%
HK$42,121
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,410/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,565
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,680
−HK$1,131/mo
Today · 4.125%
HK$43,811
baseline
▲ 0.50% · 4.625%
HK$46,120
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,622/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,835
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,229
−HK$1,417/mo
Today · 4.125%
HK$47,646
baseline
▲ 0.50% · 4.625%
HK$50,545
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,292/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,878
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,216
−HK$1,357/mo
Today · 4.125%
HK$52,573
baseline
▲ 0.50% · 4.625%
HK$55,344
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,146/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,307
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,934
−HK$1,653/mo
Today · 4.125%
HK$55,587
baseline
▲ 0.50% · 4.625%
HK$58,970
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,174/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,191
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,752
−HK$1,583/mo
Today · 4.125%
HK$61,335
baseline
▲ 0.50% · 4.625%
HK$64,568
+HK$3,233/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,670/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,252
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,344
−HK$2,125/mo
Today · 4.125%
HK$71,469
baseline
▲ 0.50% · 4.625%
HK$75,818
+HK$4,349/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,938/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,817
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,824
−HK$2,035/mo
Today · 4.125%
HK$78,859
baseline
▲ 0.50% · 4.625%
HK$83,016
+HK$4,157/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,718/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,442 · Scale 2, in force from 26 Feb 2026)