LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,364
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,526
−HK$1,181/mo
Today · 4.125%
HK$39,707
baseline
▲ 0.50% · 4.625%
HK$42,123
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,414/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,567
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,682
−HK$1,131/mo
Today · 4.125%
HK$43,813
baseline
▲ 0.50% · 4.625%
HK$46,122
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,626/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,837
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,231
−HK$1,417/mo
Today · 4.125%
HK$47,648
baseline
▲ 0.50% · 4.625%
HK$50,547
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,296/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,880
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,218
−HK$1,357/mo
Today · 4.125%
HK$52,575
baseline
▲ 0.50% · 4.625%
HK$55,346
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,150/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,309
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,936
−HK$1,654/mo
Today · 4.125%
HK$55,590
baseline
▲ 0.50% · 4.625%
HK$58,972
+HK$3,382/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,180/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,194
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,754
−HK$1,584/mo
Today · 4.125%
HK$61,338
baseline
▲ 0.50% · 4.625%
HK$64,571
+HK$3,233/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,676/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,255
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,347
−HK$2,125/mo
Today · 4.125%
HK$71,472
baseline
▲ 0.50% · 4.625%
HK$75,821
+HK$4,349/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,944/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,820
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,827
−HK$2,036/mo
Today · 4.125%
HK$78,863
baseline
▲ 0.50% · 4.625%
HK$83,020
+HK$4,157/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,726/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,468 · Scale 2, in force from 26 Feb 2026)