LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,366
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,529
−HK$1,180/mo
Today · 4.125%
HK$39,709
baseline
▲ 0.50% · 4.625%
HK$42,126
+HK$2,417/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,418/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,570
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,684
−HK$1,131/mo
Today · 4.125%
HK$43,815
baseline
▲ 0.50% · 4.625%
HK$46,125
+HK$2,310/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,630/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,839
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,234
−HK$1,417/mo
Today · 4.125%
HK$47,651
baseline
▲ 0.50% · 4.625%
HK$50,551
+HK$2,900/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,302/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,883
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,221
−HK$1,358/mo
Today · 4.125%
HK$52,579
baseline
▲ 0.50% · 4.625%
HK$55,350
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,158/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,313
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,940
−HK$1,653/mo
Today · 4.125%
HK$55,593
baseline
▲ 0.50% · 4.625%
HK$58,976
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,186/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,197
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,758
−HK$1,584/mo
Today · 4.125%
HK$61,342
baseline
▲ 0.50% · 4.625%
HK$64,575
+HK$3,233/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,684/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,259
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,351
−HK$2,126/mo
Today · 4.125%
HK$71,477
baseline
▲ 0.50% · 4.625%
HK$75,826
+HK$4,349/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,954/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,825
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,832
−HK$2,036/mo
Today · 4.125%
HK$78,868
baseline
▲ 0.50% · 4.625%
HK$83,025
+HK$4,157/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,736/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,508 · Scale 2, in force from 26 Feb 2026)