LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,367
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,529
−HK$1,181/mo
Today · 4.125%
HK$39,710
baseline
▲ 0.50% · 4.625%
HK$42,127
+HK$2,417/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,420/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,571
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,685
−HK$1,131/mo
Today · 4.125%
HK$43,816
baseline
▲ 0.50% · 4.625%
HK$46,126
+HK$2,310/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,632/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,841
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,235
−HK$1,417/mo
Today · 4.125%
HK$47,652
baseline
▲ 0.50% · 4.625%
HK$50,552
+HK$2,900/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,304/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,885
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,223
−HK$1,357/mo
Today · 4.125%
HK$52,580
baseline
▲ 0.50% · 4.625%
HK$55,351
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,160/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,314
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,941
−HK$1,654/mo
Today · 4.125%
HK$55,595
baseline
▲ 0.50% · 4.625%
HK$58,977
+HK$3,382/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,190/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,199
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,760
−HK$1,583/mo
Today · 4.125%
HK$61,343
baseline
▲ 0.50% · 4.625%
HK$64,577
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,686/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,261
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,353
−HK$2,126/mo
Today · 4.125%
HK$71,479
baseline
▲ 0.50% · 4.625%
HK$75,828
+HK$4,349/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,958/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,827
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,834
−HK$2,036/mo
Today · 4.125%
HK$78,870
baseline
▲ 0.50% · 4.625%
HK$83,027
+HK$4,157/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,740/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,522 · Scale 2, in force from 26 Feb 2026)