LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,369
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,531
−HK$1,181/mo
Today · 4.125%
HK$39,712
baseline
▲ 0.50% · 4.625%
HK$42,129
+HK$2,417/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,424/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,573
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,688
−HK$1,131/mo
Today · 4.125%
HK$43,819
baseline
▲ 0.50% · 4.625%
HK$46,128
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,638/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,843
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,238
−HK$1,417/mo
Today · 4.125%
HK$47,655
baseline
▲ 0.50% · 4.625%
HK$50,554
+HK$2,899/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,310/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,887
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,225
−HK$1,357/mo
Today · 4.125%
HK$52,582
baseline
▲ 0.50% · 4.625%
HK$55,354
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,164/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,317
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,944
−HK$1,653/mo
Today · 4.125%
HK$55,597
baseline
▲ 0.50% · 4.625%
HK$58,980
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,194/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,202
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,763
−HK$1,583/mo
Today · 4.125%
HK$61,346
baseline
▲ 0.50% · 4.625%
HK$64,580
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,692/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,264
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,356
−HK$2,126/mo
Today · 4.125%
HK$71,482
baseline
▲ 0.50% · 4.625%
HK$75,832
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,964/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,831
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,838
−HK$2,036/mo
Today · 4.125%
HK$78,874
baseline
▲ 0.50% · 4.625%
HK$83,031
+HK$4,157/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,748/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,553 · Scale 2, in force from 26 Feb 2026)