LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,370
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,532
−HK$1,181/mo
Today · 4.125%
HK$39,713
baseline
▲ 0.50% · 4.625%
HK$42,130
+HK$2,417/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,426/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,574
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,689
−HK$1,131/mo
Today · 4.125%
HK$43,820
baseline
▲ 0.50% · 4.625%
HK$46,130
+HK$2,310/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,640/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,844
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,239
−HK$1,417/mo
Today · 4.125%
HK$47,656
baseline
▲ 0.50% · 4.625%
HK$50,556
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,312/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,888
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,226
−HK$1,358/mo
Today · 4.125%
HK$52,584
baseline
▲ 0.50% · 4.625%
HK$55,355
+HK$2,771/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,168/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,318
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,945
−HK$1,654/mo
Today · 4.125%
HK$55,599
baseline
▲ 0.50% · 4.625%
HK$58,982
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,198/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,203
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,764
−HK$1,584/mo
Today · 4.125%
HK$61,348
baseline
▲ 0.50% · 4.625%
HK$64,581
+HK$3,233/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,696/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,266
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,358
−HK$2,126/mo
Today · 4.125%
HK$71,484
baseline
▲ 0.50% · 4.625%
HK$75,834
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,968/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,833
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,840
−HK$2,036/mo
Today · 4.125%
HK$78,876
baseline
▲ 0.50% · 4.625%
HK$83,033
+HK$4,157/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,752/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,568 · Scale 2, in force from 26 Feb 2026)