LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,371
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,533
−HK$1,181/mo
Today · 4.125%
HK$39,714
baseline
▲ 0.50% · 4.625%
HK$42,131
+HK$2,417/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,428/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,574
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,689
−HK$1,132/mo
Today · 4.125%
HK$43,821
baseline
▲ 0.50% · 4.625%
HK$46,130
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,642/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,845
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,240
−HK$1,417/mo
Today · 4.125%
HK$47,657
baseline
▲ 0.50% · 4.625%
HK$50,557
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,314/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,889
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,227
−HK$1,358/mo
Today · 4.125%
HK$52,585
baseline
▲ 0.50% · 4.625%
HK$55,356
+HK$2,771/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,170/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,319
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,946
−HK$1,654/mo
Today · 4.125%
HK$55,600
baseline
▲ 0.50% · 4.625%
HK$58,983
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,200/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,204
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,765
−HK$1,584/mo
Today · 4.125%
HK$61,349
baseline
▲ 0.50% · 4.625%
HK$64,583
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,698/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,267
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,359
−HK$2,126/mo
Today · 4.125%
HK$71,485
baseline
▲ 0.50% · 4.625%
HK$75,835
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,970/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,834
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,841
−HK$2,036/mo
Today · 4.125%
HK$78,877
baseline
▲ 0.50% · 4.625%
HK$83,035
+HK$4,158/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,754/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,579 · Scale 2, in force from 26 Feb 2026)