LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,372
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,534
−HK$1,181/mo
Today · 4.125%
HK$39,715
baseline
▲ 0.50% · 4.625%
HK$42,132
+HK$2,417/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,430/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,575
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,691
−HK$1,131/mo
Today · 4.125%
HK$43,822
baseline
▲ 0.50% · 4.625%
HK$46,132
+HK$2,310/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,644/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,846
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,241
−HK$1,417/mo
Today · 4.125%
HK$47,658
baseline
▲ 0.50% · 4.625%
HK$50,558
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,316/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,891
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,229
−HK$1,357/mo
Today · 4.125%
HK$52,586
baseline
▲ 0.50% · 4.625%
HK$55,358
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,172/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,320
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,948
−HK$1,653/mo
Today · 4.125%
HK$55,601
baseline
▲ 0.50% · 4.625%
HK$58,984
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,202/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,206
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,767
−HK$1,583/mo
Today · 4.125%
HK$61,350
baseline
▲ 0.50% · 4.625%
HK$64,584
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,700/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,269
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,361
−HK$2,126/mo
Today · 4.125%
HK$71,487
baseline
▲ 0.50% · 4.625%
HK$75,837
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,974/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,836
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,843
−HK$2,036/mo
Today · 4.125%
HK$78,879
baseline
▲ 0.50% · 4.625%
HK$83,037
+HK$4,158/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,758/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,595 · Scale 2, in force from 26 Feb 2026)