LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,373
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,536
−HK$1,181/mo
Today · 4.125%
HK$39,717
baseline
▲ 0.50% · 4.625%
HK$42,133
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,434/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,577
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,692
−HK$1,131/mo
Today · 4.125%
HK$43,823
baseline
▲ 0.50% · 4.625%
HK$46,133
+HK$2,310/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,646/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,848
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,243
−HK$1,417/mo
Today · 4.125%
HK$47,660
baseline
▲ 0.50% · 4.625%
HK$50,560
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,320/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,893
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,231
−HK$1,357/mo
Today · 4.125%
HK$52,588
baseline
▲ 0.50% · 4.625%
HK$55,360
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,176/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,322
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,950
−HK$1,653/mo
Today · 4.125%
HK$55,603
baseline
▲ 0.50% · 4.625%
HK$58,987
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,206/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,208
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,769
−HK$1,584/mo
Today · 4.125%
HK$61,353
baseline
▲ 0.50% · 4.625%
HK$64,587
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,706/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,272
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$69,364
−HK$2,126/mo
Today · 4.125%
HK$71,490
baseline
▲ 0.50% · 4.625%
HK$75,840
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,980/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,839
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,846
−HK$2,036/mo
Today · 4.125%
HK$78,882
baseline
▲ 0.50% · 4.625%
HK$83,040
+HK$4,158/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,764/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,620 · Scale 2, in force from 26 Feb 2026)