LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,374
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,536
−HK$1,182/mo
Today · 4.125%
HK$39,718
baseline
▲ 0.50% · 4.625%
HK$42,134
+HK$2,416/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,436/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,578
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,693
−HK$1,131/mo
Today · 4.125%
HK$43,824
baseline
▲ 0.50% · 4.625%
HK$46,135
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,648/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,849
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,244
−HK$1,417/mo
Today · 4.125%
HK$47,661
baseline
▲ 0.50% · 4.625%
HK$50,561
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,322/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,894
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,232
−HK$1,357/mo
Today · 4.125%
HK$52,589
baseline
▲ 0.50% · 4.625%
HK$55,361
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,178/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,324
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,951
−HK$1,654/mo
Today · 4.125%
HK$55,605
baseline
▲ 0.50% · 4.625%
HK$58,988
+HK$3,383/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,210/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,209
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,771
−HK$1,583/mo
Today · 4.125%
HK$61,354
baseline
▲ 0.50% · 4.625%
HK$64,588
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,708/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,273
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,366
−HK$2,126/mo
Today · 4.125%
HK$71,492
baseline
▲ 0.50% · 4.625%
HK$75,842
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,984/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,841
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,848
−HK$2,036/mo
Today · 4.125%
HK$78,884
baseline
▲ 0.50% · 4.625%
HK$83,042
+HK$4,158/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,768/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,634 · Scale 2, in force from 26 Feb 2026)