LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,375
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,537
−HK$1,182/mo
Today · 4.125%
HK$39,719
baseline
▲ 0.50% · 4.625%
HK$42,135
+HK$2,416/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,438/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,579
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,694
−HK$1,132/mo
Today · 4.125%
HK$43,826
baseline
▲ 0.50% · 4.625%
HK$46,136
+HK$2,310/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,652/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,850
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,245
−HK$1,417/mo
Today · 4.125%
HK$47,662
baseline
▲ 0.50% · 4.625%
HK$50,563
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,324/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,895
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,233
−HK$1,358/mo
Today · 4.125%
HK$52,591
baseline
▲ 0.50% · 4.625%
HK$55,363
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,182/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,325
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,952
−HK$1,654/mo
Today · 4.125%
HK$55,606
baseline
▲ 0.50% · 4.625%
HK$58,990
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,212/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,211
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,772
−HK$1,584/mo
Today · 4.125%
HK$61,356
baseline
▲ 0.50% · 4.625%
HK$64,590
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,712/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,275
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,367
−HK$2,127/mo
Today · 4.125%
HK$71,494
baseline
▲ 0.50% · 4.625%
HK$75,844
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,988/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,843
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,850
−HK$2,036/mo
Today · 4.125%
HK$78,886
baseline
▲ 0.50% · 4.625%
HK$83,044
+HK$4,158/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,772/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,650 · Scale 2, in force from 26 Feb 2026)