LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,376
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,181/mo
Today · 4.125%
HK$39,720
baseline
▲ 0.50% · 4.625%
HK$42,137
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,440/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,581
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,696
−HK$1,131/mo
Today · 4.125%
HK$43,827
baseline
▲ 0.50% · 4.625%
HK$46,138
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,654/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,852
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,247
−HK$1,417/mo
Today · 4.125%
HK$47,664
baseline
▲ 0.50% · 4.625%
HK$50,565
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,328/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,897
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,235
−HK$1,358/mo
Today · 4.125%
HK$52,593
baseline
▲ 0.50% · 4.625%
HK$55,365
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,186/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,327
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,955
−HK$1,653/mo
Today · 4.125%
HK$55,608
baseline
▲ 0.50% · 4.625%
HK$58,992
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,216/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,213
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,775
−HK$1,583/mo
Today · 4.125%
HK$61,358
baseline
▲ 0.50% · 4.625%
HK$64,593
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,716/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,278
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,370
−HK$2,127/mo
Today · 4.125%
HK$71,497
baseline
▲ 0.50% · 4.625%
HK$75,847
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,994/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,846
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$76,853
−HK$2,036/mo
Today · 4.125%
HK$78,889
baseline
▲ 0.50% · 4.625%
HK$83,048
+HK$4,159/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,778/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,676 · Scale 2, in force from 26 Feb 2026)