LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,377
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,539
−HK$1,182/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$42,138
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,581
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,696
−HK$1,132/mo
Today · 4.125%
HK$43,828
baseline
▲ 0.50% · 4.625%
HK$46,138
+HK$2,310/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,656/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,852
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,247
−HK$1,418/mo
Today · 4.125%
HK$47,665
baseline
▲ 0.50% · 4.625%
HK$50,565
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$95,330/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,898
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,236
−HK$1,357/mo
Today · 4.125%
HK$52,593
baseline
▲ 0.50% · 4.625%
HK$55,366
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.83M · min. income ≈ HK$105,186/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,327
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,955
−HK$1,654/mo
Today · 4.125%
HK$55,609
baseline
▲ 0.50% · 4.625%
HK$58,993
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,218/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,214
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,775
−HK$1,584/mo
Today · 4.125%
HK$61,359
baseline
▲ 0.50% · 4.625%
HK$64,593
+HK$3,234/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,718/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,278
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,371
−HK$2,126/mo
Today · 4.125%
HK$71,497
baseline
▲ 0.50% · 4.625%
HK$75,848
+HK$4,351/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,994/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,846
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,854
−HK$2,036/mo
Today · 4.125%
HK$78,890
baseline
▲ 0.50% · 4.625%
HK$83,048
+HK$4,158/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,780/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,681 · Scale 2, in force from 26 Feb 2026)