LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,378
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,540
−HK$1,182/mo
Today · 4.125%
HK$39,722
baseline
▲ 0.50% · 4.625%
HK$42,139
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,444/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,582
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,697
−HK$1,132/mo
Today · 4.125%
HK$43,829
baseline
▲ 0.50% · 4.625%
HK$46,139
+HK$2,310/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,658/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,853
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,248
−HK$1,418/mo
Today · 4.125%
HK$47,666
baseline
▲ 0.50% · 4.625%
HK$50,566
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,332/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,899
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,237
−HK$1,358/mo
Today · 4.125%
HK$52,595
baseline
▲ 0.50% · 4.625%
HK$55,367
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,190/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,329
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,956
−HK$1,654/mo
Today · 4.125%
HK$55,610
baseline
▲ 0.50% · 4.625%
HK$58,994
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,220/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,215
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,776
−HK$1,584/mo
Today · 4.125%
HK$61,360
baseline
▲ 0.50% · 4.625%
HK$64,595
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,720/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,280
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,373
−HK$2,126/mo
Today · 4.125%
HK$71,499
baseline
▲ 0.50% · 4.625%
HK$75,849
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$142,998/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,848
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,855
−HK$2,037/mo
Today · 4.125%
HK$78,892
baseline
▲ 0.50% · 4.625%
HK$83,050
+HK$4,158/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,784/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,696 · Scale 2, in force from 26 Feb 2026)