LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,378
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,541
−HK$1,181/mo
Today · 4.125%
HK$39,722
baseline
▲ 0.50% · 4.625%
HK$42,139
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,444/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,583
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,698
−HK$1,131/mo
Today · 4.125%
HK$43,829
baseline
▲ 0.50% · 4.625%
HK$46,140
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,658/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,854
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,249
−HK$1,418/mo
Today · 4.125%
HK$47,667
baseline
▲ 0.50% · 4.625%
HK$50,567
+HK$2,900/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,334/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,899
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,238
−HK$1,357/mo
Today · 4.125%
HK$52,595
baseline
▲ 0.50% · 4.625%
HK$55,368
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,190/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,329
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,957
−HK$1,654/mo
Today · 4.125%
HK$55,611
baseline
▲ 0.50% · 4.625%
HK$58,995
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,222/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,216
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,777
−HK$1,584/mo
Today · 4.125%
HK$61,361
baseline
▲ 0.50% · 4.625%
HK$64,596
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,722/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,281
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,374
−HK$2,126/mo
Today · 4.125%
HK$71,500
baseline
▲ 0.50% · 4.625%
HK$75,850
+HK$4,350/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$143,000/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,849
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,857
−HK$2,036/mo
Today · 4.125%
HK$78,893
baseline
▲ 0.50% · 4.625%
HK$83,052
+HK$4,159/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,786/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,704 · Scale 2, in force from 26 Feb 2026)