LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,379
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,542
−HK$1,181/mo
Today · 4.125%
HK$39,723
baseline
▲ 0.50% · 4.625%
HK$42,140
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,446/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,584
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,699
−HK$1,132/mo
Today · 4.125%
HK$43,831
baseline
▲ 0.50% · 4.625%
HK$46,141
+HK$2,310/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,662/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,855
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,250
−HK$1,418/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,569
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,901
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,239
−HK$1,358/mo
Today · 4.125%
HK$52,597
baseline
▲ 0.50% · 4.625%
HK$55,369
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,194/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,331
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,959
−HK$1,654/mo
Today · 4.125%
HK$55,613
baseline
▲ 0.50% · 4.625%
HK$58,997
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$111,226/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,218
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,779
−HK$1,584/mo
Today · 4.125%
HK$61,363
baseline
▲ 0.50% · 4.625%
HK$64,598
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.47M · min. income ≈ HK$122,726/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,283
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,376
−HK$2,126/mo
Today · 4.125%
HK$71,502
baseline
▲ 0.50% · 4.625%
HK$75,853
+HK$4,351/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$143,004/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,851
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,859
−HK$2,036/mo
Today · 4.125%
HK$78,895
baseline
▲ 0.50% · 4.625%
HK$83,054
+HK$4,159/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,790/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,723 · Scale 2, in force from 26 Feb 2026)