LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,382
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,544
−HK$1,182/mo
Today · 4.125%
HK$39,726
baseline
▲ 0.50% · 4.625%
HK$42,143
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,452/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,587
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,702
−HK$1,131/mo
Today · 4.125%
HK$43,833
baseline
▲ 0.50% · 4.625%
HK$46,144
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,666/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,858
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,253
−HK$1,418/mo
Today · 4.125%
HK$47,671
baseline
▲ 0.50% · 4.625%
HK$50,572
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,342/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,904
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,242
−HK$1,358/mo
Today · 4.125%
HK$52,600
baseline
▲ 0.50% · 4.625%
HK$55,373
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,200/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,334
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,962
−HK$1,654/mo
Today · 4.125%
HK$55,616
baseline
▲ 0.50% · 4.625%
HK$59,000
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,232/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,221
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,783
−HK$1,584/mo
Today · 4.125%
HK$61,367
baseline
▲ 0.50% · 4.625%
HK$64,602
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,734/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,287
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,380
−HK$2,126/mo
Today · 4.125%
HK$71,506
baseline
▲ 0.50% · 4.625%
HK$75,857
+HK$4,351/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$143,012/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,856
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,864
−HK$2,036/mo
Today · 4.125%
HK$78,900
baseline
▲ 0.50% · 4.625%
HK$83,059
+HK$4,159/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,800/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,761 · Scale 2, in force from 26 Feb 2026)