LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,382
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,545
−HK$1,181/mo
Today · 4.125%
HK$39,726
baseline
▲ 0.50% · 4.625%
HK$42,143
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,452/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,587
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,702
−HK$1,132/mo
Today · 4.125%
HK$43,834
baseline
▲ 0.50% · 4.625%
HK$46,144
+HK$2,310/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,668/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,858
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,254
−HK$1,417/mo
Today · 4.125%
HK$47,671
baseline
▲ 0.50% · 4.625%
HK$50,572
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,342/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,905
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,243
−HK$1,358/mo
Today · 4.125%
HK$52,601
baseline
▲ 0.50% · 4.625%
HK$55,373
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,202/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,335
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,963
−HK$1,654/mo
Today · 4.125%
HK$55,617
baseline
▲ 0.50% · 4.625%
HK$59,001
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,234/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,222
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,783
−HK$1,584/mo
Today · 4.125%
HK$61,367
baseline
▲ 0.50% · 4.625%
HK$64,602
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,734/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,288
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$69,381
−HK$2,126/mo
Today · 4.125%
HK$71,507
baseline
▲ 0.50% · 4.625%
HK$75,858
+HK$4,351/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$143,014/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,857
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,864
−HK$2,037/mo
Today · 4.125%
HK$78,901
baseline
▲ 0.50% · 4.625%
HK$83,060
+HK$4,159/mo
Deposit HK$1.64M · loan HK$14.75M · min. income ≈ HK$157,802/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,767 · Scale 2, in force from 26 Feb 2026)