LTV · monthly repayment
▼ 0.50% · 3.625%
HK$373,822
−HK$23,442/mo
▼ 0.25% · 3.875%
HK$385,450
−HK$11,814/mo
Today · 4.125%
HK$397,264
baseline
▲ 0.50% · 4.625%
HK$421,437
+HK$24,173/mo
Deposit HK$81.97M · loan HK$81.97M · min. income ≈ HK$794,528/mo (50% DSR)
Upfront cash ≈ HK$92.63M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$415,873
−HK$22,469/mo
▼ 0.25% · 3.875%
HK$427,027
−HK$11,315/mo
Today · 4.125%
HK$438,342
baseline
▲ 0.50% · 4.625%
HK$461,447
+HK$23,105/mo
Deposit HK$81.97M · loan HK$81.97M · min. income ≈ HK$876,684/mo (50% DSR)
Upfront cash ≈ HK$92.63M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,587
−HK$28,130/mo
▼ 0.25% · 3.875%
HK$462,540
−HK$14,177/mo
Today · 4.125%
HK$476,717
baseline
▲ 0.50% · 4.625%
HK$505,724
+HK$29,007/mo
Deposit HK$65.58M · loan HK$98.36M · min. income ≈ HK$953,434/mo (50% DSR)
Upfront cash ≈ HK$76.23M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$499,048
−HK$26,962/mo
▼ 0.25% · 3.875%
HK$512,432
−HK$13,578/mo
Today · 4.125%
HK$526,010
baseline
▲ 0.50% · 4.625%
HK$553,737
+HK$27,727/mo
Deposit HK$65.58M · loan HK$98.36M · min. income ≈ HK$1,052,020/mo (50% DSR)
Upfront cash ≈ HK$76.23M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$523,351
−HK$32,819/mo
▼ 0.25% · 3.875%
HK$539,630
−HK$16,540/mo
Today · 4.125%
HK$556,170
baseline
▲ 0.50% · 4.625%
HK$590,011
+HK$33,841/mo
Deposit HK$49.18M · loan HK$114.76M · min. income ≈ HK$1,112,340/mo (50% DSR)
Upfront cash ≈ HK$59.84M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$582,223
−HK$31,455/mo
▼ 0.25% · 3.875%
HK$597,838
−HK$15,840/mo
Today · 4.125%
HK$613,678
baseline
▲ 0.50% · 4.625%
HK$646,026
+HK$32,348/mo
Deposit HK$49.18M · loan HK$114.76M · min. income ≈ HK$1,227,356/mo (50% DSR)
Upfront cash ≈ HK$59.84M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$672,880
−HK$42,195/mo
▼ 0.25% · 3.875%
HK$693,810
−HK$21,265/mo
Today · 4.125%
HK$715,075
baseline
▲ 0.50% · 4.625%
HK$758,586
+HK$43,511/mo
Deposit HK$16.39M · loan HK$147.54M · min. income ≈ HK$1,430,150/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$748,572
−HK$40,443/mo
▼ 0.25% · 3.875%
HK$768,648
−HK$20,367/mo
Today · 4.125%
HK$789,015
baseline
▲ 0.50% · 4.625%
HK$830,605
+HK$41,590/mo
Deposit HK$16.39M · loan HK$147.54M · min. income ≈ HK$1,578,030/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$10,656,011 · Scale 2, in force from 26 Feb 2026)