LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,385
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,548
−HK$1,181/mo
Today · 4.125%
HK$39,729
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,458/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,590
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,706
−HK$1,131/mo
Today · 4.125%
HK$43,837
baseline
▲ 0.50% · 4.625%
HK$46,148
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,674/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,862
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,257
−HK$1,418/mo
Today · 4.125%
HK$47,675
baseline
▲ 0.50% · 4.625%
HK$50,576
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,350/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,909
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,247
−HK$1,358/mo
Today · 4.125%
HK$52,605
baseline
▲ 0.50% · 4.625%
HK$55,378
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,210/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,339
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,967
−HK$1,654/mo
Today · 4.125%
HK$55,621
baseline
▲ 0.50% · 4.625%
HK$59,006
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,242/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,227
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,788
−HK$1,584/mo
Today · 4.125%
HK$61,372
baseline
▲ 0.50% · 4.625%
HK$64,607
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,744/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,293
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,386
−HK$2,127/mo
Today · 4.125%
HK$71,513
baseline
▲ 0.50% · 4.625%
HK$75,864
+HK$4,351/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,026/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,863
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$76,871
−HK$2,036/mo
Today · 4.125%
HK$78,907
baseline
▲ 0.50% · 4.625%
HK$83,067
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,814/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,817 · Scale 2, in force from 26 Feb 2026)