LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,386
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,549
−HK$1,181/mo
Today · 4.125%
HK$39,730
baseline
▲ 0.50% · 4.625%
HK$42,148
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,460/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,591
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,707
−HK$1,131/mo
Today · 4.125%
HK$43,838
baseline
▲ 0.50% · 4.625%
HK$46,149
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,676/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,863
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,258
−HK$1,418/mo
Today · 4.125%
HK$47,676
baseline
▲ 0.50% · 4.625%
HK$50,577
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,352/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,909
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,248
−HK$1,358/mo
Today · 4.125%
HK$52,606
baseline
▲ 0.50% · 4.625%
HK$55,379
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,212/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,340
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,968
−HK$1,654/mo
Today · 4.125%
HK$55,622
baseline
▲ 0.50% · 4.625%
HK$59,007
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,244/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,228
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,789
−HK$1,584/mo
Today · 4.125%
HK$61,373
baseline
▲ 0.50% · 4.625%
HK$64,609
+HK$3,236/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,746/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,294
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,387
−HK$2,127/mo
Today · 4.125%
HK$71,514
baseline
▲ 0.50% · 4.625%
HK$75,866
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,028/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,864
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,872
−HK$2,037/mo
Today · 4.125%
HK$78,909
baseline
▲ 0.50% · 4.625%
HK$83,068
+HK$4,159/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,818/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,826 · Scale 2, in force from 26 Feb 2026)