LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,386
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,549
−HK$1,182/mo
Today · 4.125%
HK$39,731
baseline
▲ 0.50% · 4.625%
HK$42,148
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,462/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,592
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,707
−HK$1,132/mo
Today · 4.125%
HK$43,839
baseline
▲ 0.50% · 4.625%
HK$46,150
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,678/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,863
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,259
−HK$1,418/mo
Today · 4.125%
HK$47,677
baseline
▲ 0.50% · 4.625%
HK$50,578
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,354/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,910
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,249
−HK$1,358/mo
Today · 4.125%
HK$52,607
baseline
▲ 0.50% · 4.625%
HK$55,379
+HK$2,772/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,214/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,341
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,969
−HK$1,654/mo
Today · 4.125%
HK$55,623
baseline
▲ 0.50% · 4.625%
HK$59,007
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,246/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,228
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,790
−HK$1,584/mo
Today · 4.125%
HK$61,374
baseline
▲ 0.50% · 4.625%
HK$64,609
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,748/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,295
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,388
−HK$2,127/mo
Today · 4.125%
HK$71,515
baseline
▲ 0.50% · 4.625%
HK$75,867
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,030/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,865
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,873
−HK$2,037/mo
Today · 4.125%
HK$78,910
baseline
▲ 0.50% · 4.625%
HK$83,069
+HK$4,159/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,820/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,835 · Scale 2, in force from 26 Feb 2026)