LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,387
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,550
−HK$1,182/mo
Today · 4.125%
HK$39,732
baseline
▲ 0.50% · 4.625%
HK$42,149
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,464/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,593
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,709
−HK$1,131/mo
Today · 4.125%
HK$43,840
baseline
▲ 0.50% · 4.625%
HK$46,151
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,680/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,865
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,260
−HK$1,418/mo
Today · 4.125%
HK$47,678
baseline
▲ 0.50% · 4.625%
HK$50,579
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,356/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,912
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,250
−HK$1,358/mo
Today · 4.125%
HK$52,608
baseline
▲ 0.50% · 4.625%
HK$55,381
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,216/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,342
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,970
−HK$1,655/mo
Today · 4.125%
HK$55,625
baseline
▲ 0.50% · 4.625%
HK$59,009
+HK$3,384/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,250/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,230
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,792
−HK$1,584/mo
Today · 4.125%
HK$61,376
baseline
▲ 0.50% · 4.625%
HK$64,611
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,752/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,297
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,390
−HK$2,127/mo
Today · 4.125%
HK$71,517
baseline
▲ 0.50% · 4.625%
HK$75,869
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,034/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,867
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,875
−HK$2,037/mo
Today · 4.125%
HK$78,912
baseline
▲ 0.50% · 4.625%
HK$83,072
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,824/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,854 · Scale 2, in force from 26 Feb 2026)