LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,388
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,551
−HK$1,182/mo
Today · 4.125%
HK$39,733
baseline
▲ 0.50% · 4.625%
HK$42,150
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,466/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,594
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,710
−HK$1,131/mo
Today · 4.125%
HK$43,841
baseline
▲ 0.50% · 4.625%
HK$46,152
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,682/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,866
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,262
−HK$1,417/mo
Today · 4.125%
HK$47,679
baseline
▲ 0.50% · 4.625%
HK$50,581
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,358/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,913
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,252
−HK$1,358/mo
Today · 4.125%
HK$52,610
baseline
▲ 0.50% · 4.625%
HK$55,383
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,220/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,344
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,972
−HK$1,654/mo
Today · 4.125%
HK$55,626
baseline
▲ 0.50% · 4.625%
HK$59,011
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,252/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,232
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,793
−HK$1,585/mo
Today · 4.125%
HK$61,378
baseline
▲ 0.50% · 4.625%
HK$64,613
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,756/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,299
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,392
−HK$2,127/mo
Today · 4.125%
HK$71,519
baseline
▲ 0.50% · 4.625%
HK$75,871
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,038/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,869
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,877
−HK$2,037/mo
Today · 4.125%
HK$78,914
baseline
▲ 0.50% · 4.625%
HK$83,074
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,828/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,870 · Scale 2, in force from 26 Feb 2026)