LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,389
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,552
−HK$1,182/mo
Today · 4.125%
HK$39,734
baseline
▲ 0.50% · 4.625%
HK$42,151
+HK$2,417/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,468/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,595
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,710
−HK$1,132/mo
Today · 4.125%
HK$43,842
baseline
▲ 0.50% · 4.625%
HK$46,153
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,684/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,867
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,262
−HK$1,418/mo
Today · 4.125%
HK$47,680
baseline
▲ 0.50% · 4.625%
HK$50,582
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,360/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,914
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,253
−HK$1,358/mo
Today · 4.125%
HK$52,611
baseline
▲ 0.50% · 4.625%
HK$55,384
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,222/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,345
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,973
−HK$1,654/mo
Today · 4.125%
HK$55,627
baseline
▲ 0.50% · 4.625%
HK$59,012
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,254/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,233
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,795
−HK$1,584/mo
Today · 4.125%
HK$61,379
baseline
▲ 0.50% · 4.625%
HK$64,614
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,758/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,300
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,394
−HK$2,127/mo
Today · 4.125%
HK$71,521
baseline
▲ 0.50% · 4.625%
HK$75,872
+HK$4,351/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,042/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,871
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,879
−HK$2,037/mo
Today · 4.125%
HK$78,916
baseline
▲ 0.50% · 4.625%
HK$83,076
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,832/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,883 · Scale 2, in force from 26 Feb 2026)