LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,390
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,182/mo
Today · 4.125%
HK$39,735
baseline
▲ 0.50% · 4.625%
HK$42,153
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,470/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,596
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,712
−HK$1,132/mo
Today · 4.125%
HK$43,844
baseline
▲ 0.50% · 4.625%
HK$46,155
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,688/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,868
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,264
−HK$1,418/mo
Today · 4.125%
HK$47,682
baseline
▲ 0.50% · 4.625%
HK$50,583
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,364/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,915
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,254
−HK$1,358/mo
Today · 4.125%
HK$52,612
baseline
▲ 0.50% · 4.625%
HK$55,386
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,224/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,346
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,975
−HK$1,654/mo
Today · 4.125%
HK$55,629
baseline
▲ 0.50% · 4.625%
HK$59,014
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,258/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,235
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,797
−HK$1,584/mo
Today · 4.125%
HK$61,381
baseline
▲ 0.50% · 4.625%
HK$64,616
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,762/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,302
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,396
−HK$2,127/mo
Today · 4.125%
HK$71,523
baseline
▲ 0.50% · 4.625%
HK$75,875
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,046/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,873
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,881
−HK$2,037/mo
Today · 4.125%
HK$78,918
baseline
▲ 0.50% · 4.625%
HK$83,078
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,836/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,902 · Scale 2, in force from 26 Feb 2026)