LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,391
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,554
−HK$1,182/mo
Today · 4.125%
HK$39,736
baseline
▲ 0.50% · 4.625%
HK$42,154
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,472/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,597
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,713
−HK$1,132/mo
Today · 4.125%
HK$43,845
baseline
▲ 0.50% · 4.625%
HK$46,156
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,690/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,869
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,265
−HK$1,418/mo
Today · 4.125%
HK$47,683
baseline
▲ 0.50% · 4.625%
HK$50,584
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,366/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,917
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,255
−HK$1,359/mo
Today · 4.125%
HK$52,614
baseline
▲ 0.50% · 4.625%
HK$55,387
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,228/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,348
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,976
−HK$1,654/mo
Today · 4.125%
HK$55,630
baseline
▲ 0.50% · 4.625%
HK$59,015
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,260/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,236
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,798
−HK$1,584/mo
Today · 4.125%
HK$61,382
baseline
▲ 0.50% · 4.625%
HK$64,618
+HK$3,236/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,764/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,304
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,398
−HK$2,127/mo
Today · 4.125%
HK$71,525
baseline
▲ 0.50% · 4.625%
HK$75,877
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,050/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,875
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,883
−HK$2,037/mo
Today · 4.125%
HK$78,920
baseline
▲ 0.50% · 4.625%
HK$83,080
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,840/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,917 · Scale 2, in force from 26 Feb 2026)