LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,391
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,555
−HK$1,181/mo
Today · 4.125%
HK$39,736
baseline
▲ 0.50% · 4.625%
HK$42,154
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,472/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,598
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,713
−HK$1,132/mo
Today · 4.125%
HK$43,845
baseline
▲ 0.50% · 4.625%
HK$46,156
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,690/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,870
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,265
−HK$1,418/mo
Today · 4.125%
HK$47,683
baseline
▲ 0.50% · 4.625%
HK$50,585
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,366/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,917
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,256
−HK$1,358/mo
Today · 4.125%
HK$52,614
baseline
▲ 0.50% · 4.625%
HK$55,387
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,228/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,348
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,976
−HK$1,655/mo
Today · 4.125%
HK$55,631
baseline
▲ 0.50% · 4.625%
HK$59,016
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,262/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,237
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,799
−HK$1,584/mo
Today · 4.125%
HK$61,383
baseline
▲ 0.50% · 4.625%
HK$64,619
+HK$3,236/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,766/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,305
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,398
−HK$2,127/mo
Today · 4.125%
HK$71,525
baseline
▲ 0.50% · 4.625%
HK$75,877
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,050/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,876
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,884
−HK$2,037/mo
Today · 4.125%
HK$78,921
baseline
▲ 0.50% · 4.625%
HK$83,081
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,842/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,922 · Scale 2, in force from 26 Feb 2026)