LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,393
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,557
−HK$1,181/mo
Today · 4.125%
HK$39,738
baseline
▲ 0.50% · 4.625%
HK$42,156
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,476/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,600
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,716
−HK$1,131/mo
Today · 4.125%
HK$43,847
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,694/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,872
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,268
−HK$1,418/mo
Today · 4.125%
HK$47,686
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,372/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,920
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,259
−HK$1,358/mo
Today · 4.125%
HK$52,617
baseline
▲ 0.50% · 4.625%
HK$55,390
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,234/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,351
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,979
−HK$1,655/mo
Today · 4.125%
HK$55,634
baseline
▲ 0.50% · 4.625%
HK$59,019
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,268/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,240
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,802
−HK$1,584/mo
Today · 4.125%
HK$61,386
baseline
▲ 0.50% · 4.625%
HK$64,622
+HK$3,236/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,772/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,308
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,402
−HK$2,127/mo
Today · 4.125%
HK$71,529
baseline
▲ 0.50% · 4.625%
HK$75,881
+HK$4,352/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,058/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,880
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$76,888
−HK$2,037/mo
Today · 4.125%
HK$78,925
baseline
▲ 0.50% · 4.625%
HK$83,085
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,850/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,955 · Scale 2, in force from 26 Feb 2026)