LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,394
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,557
−HK$1,182/mo
Today · 4.125%
HK$39,739
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,478/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,600
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,716
−HK$1,132/mo
Today · 4.125%
HK$43,848
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,696/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,872
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,268
−HK$1,418/mo
Today · 4.125%
HK$47,686
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,372/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,920
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,259
−HK$1,358/mo
Today · 4.125%
HK$52,617
baseline
▲ 0.50% · 4.625%
HK$55,391
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,234/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,351
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,980
−HK$1,654/mo
Today · 4.125%
HK$55,634
baseline
▲ 0.50% · 4.625%
HK$59,019
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,268/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,240
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,802
−HK$1,585/mo
Today · 4.125%
HK$61,387
baseline
▲ 0.50% · 4.625%
HK$64,622
+HK$3,235/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,774/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,309
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$69,402
−HK$2,127/mo
Today · 4.125%
HK$71,529
baseline
▲ 0.50% · 4.625%
HK$75,882
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,058/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,880
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,888
−HK$2,038/mo
Today · 4.125%
HK$78,926
baseline
▲ 0.50% · 4.625%
HK$83,086
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,852/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,958 · Scale 2, in force from 26 Feb 2026)