LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,394
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,557
−HK$1,182/mo
Today · 4.125%
HK$39,739
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,478/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,601
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,716
−HK$1,132/mo
Today · 4.125%
HK$43,848
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,696/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,873
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,269
−HK$1,418/mo
Today · 4.125%
HK$47,687
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,374/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,921
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,259
−HK$1,359/mo
Today · 4.125%
HK$52,618
baseline
▲ 0.50% · 4.625%
HK$55,391
+HK$2,773/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,236/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,352
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,980
−HK$1,655/mo
Today · 4.125%
HK$55,635
baseline
▲ 0.50% · 4.625%
HK$59,020
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,270/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,241
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,803
−HK$1,584/mo
Today · 4.125%
HK$61,387
baseline
▲ 0.50% · 4.625%
HK$64,623
+HK$3,236/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,774/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,309
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,403
−HK$2,127/mo
Today · 4.125%
HK$71,530
baseline
▲ 0.50% · 4.625%
HK$75,883
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,060/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,881
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,889
−HK$2,038/mo
Today · 4.125%
HK$78,927
baseline
▲ 0.50% · 4.625%
HK$83,087
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,854/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,966 · Scale 2, in force from 26 Feb 2026)