LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,397
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,560
−HK$1,182/mo
Today · 4.125%
HK$39,742
baseline
▲ 0.50% · 4.625%
HK$42,160
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,484/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,604
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,720
−HK$1,132/mo
Today · 4.125%
HK$43,852
baseline
▲ 0.50% · 4.625%
HK$46,163
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,704/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,876
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,272
−HK$1,419/mo
Today · 4.125%
HK$47,691
baseline
▲ 0.50% · 4.625%
HK$50,592
+HK$2,901/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,382/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,925
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,263
−HK$1,359/mo
Today · 4.125%
HK$52,622
baseline
▲ 0.50% · 4.625%
HK$55,396
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,244/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,356
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,984
−HK$1,655/mo
Today · 4.125%
HK$55,639
baseline
▲ 0.50% · 4.625%
HK$59,024
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,278/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,245
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,807
−HK$1,585/mo
Today · 4.125%
HK$61,392
baseline
▲ 0.50% · 4.625%
HK$64,628
+HK$3,236/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,784/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,315
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$69,408
−HK$2,128/mo
Today · 4.125%
HK$71,536
baseline
▲ 0.50% · 4.625%
HK$75,889
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,072/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,887
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,895
−HK$2,038/mo
Today · 4.125%
HK$78,933
baseline
▲ 0.50% · 4.625%
HK$83,093
+HK$4,160/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,866/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,014 · Scale 2, in force from 26 Feb 2026)