LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,400
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,563
−HK$1,182/mo
Today · 4.125%
HK$39,745
baseline
▲ 0.50% · 4.625%
HK$42,163
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,490/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,607
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,132/mo
Today · 4.125%
HK$43,855
baseline
▲ 0.50% · 4.625%
HK$46,166
+HK$2,311/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,710/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,880
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,276
−HK$1,418/mo
Today · 4.125%
HK$47,694
baseline
▲ 0.50% · 4.625%
HK$50,596
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,388/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,928
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,267
−HK$1,358/mo
Today · 4.125%
HK$52,625
baseline
▲ 0.50% · 4.625%
HK$55,399
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,250/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,359
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,988
−HK$1,655/mo
Today · 4.125%
HK$55,643
baseline
▲ 0.50% · 4.625%
HK$59,029
+HK$3,386/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,286/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,249
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,812
−HK$1,584/mo
Today · 4.125%
HK$61,396
baseline
▲ 0.50% · 4.625%
HK$64,633
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,792/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,319
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,413
−HK$2,128/mo
Today · 4.125%
HK$71,541
baseline
▲ 0.50% · 4.625%
HK$75,894
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,082/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,892
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,901
−HK$2,037/mo
Today · 4.125%
HK$78,938
baseline
▲ 0.50% · 4.625%
HK$83,099
+HK$4,161/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,876/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,057 · Scale 2, in force from 26 Feb 2026)