LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,400
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,564
−HK$1,182/mo
Today · 4.125%
HK$39,746
baseline
▲ 0.50% · 4.625%
HK$42,164
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,492/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,607
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,132/mo
Today · 4.125%
HK$43,855
baseline
▲ 0.50% · 4.625%
HK$46,167
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,710/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,880
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,276
−HK$1,419/mo
Today · 4.125%
HK$47,695
baseline
▲ 0.50% · 4.625%
HK$50,597
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,390/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,929
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,268
−HK$1,358/mo
Today · 4.125%
HK$52,626
baseline
▲ 0.50% · 4.625%
HK$55,400
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,252/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,360
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,989
−HK$1,655/mo
Today · 4.125%
HK$55,644
baseline
▲ 0.50% · 4.625%
HK$59,029
+HK$3,385/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,288/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,250
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,812
−HK$1,585/mo
Today · 4.125%
HK$61,397
baseline
▲ 0.50% · 4.625%
HK$64,634
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,794/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,320
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,414
−HK$2,128/mo
Today · 4.125%
HK$71,542
baseline
▲ 0.50% · 4.625%
HK$75,895
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,084/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,893
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$76,902
−HK$2,037/mo
Today · 4.125%
HK$78,939
baseline
▲ 0.50% · 4.625%
HK$83,100
+HK$4,161/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,878/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,066 · Scale 2, in force from 26 Feb 2026)