LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,402
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,565
−HK$1,182/mo
Today · 4.125%
HK$39,747
baseline
▲ 0.50% · 4.625%
HK$42,166
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,494/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,609
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,725
−HK$1,132/mo
Today · 4.125%
HK$43,857
baseline
▲ 0.50% · 4.625%
HK$46,169
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,714/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,882
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,278
−HK$1,419/mo
Today · 4.125%
HK$47,697
baseline
▲ 0.50% · 4.625%
HK$50,599
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,394/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,931
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,270
−HK$1,359/mo
Today · 4.125%
HK$52,629
baseline
▲ 0.50% · 4.625%
HK$55,403
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,258/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,363
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,991
−HK$1,655/mo
Today · 4.125%
HK$55,646
baseline
▲ 0.50% · 4.625%
HK$59,032
+HK$3,386/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,292/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,253
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,815
−HK$1,585/mo
Today · 4.125%
HK$61,400
baseline
▲ 0.50% · 4.625%
HK$64,636
+HK$3,236/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,800/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,323
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,417
−HK$2,128/mo
Today · 4.125%
HK$71,545
baseline
▲ 0.50% · 4.625%
HK$75,898
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,090/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,896
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,905
−HK$2,038/mo
Today · 4.125%
HK$78,943
baseline
▲ 0.50% · 4.625%
HK$83,104
+HK$4,161/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,886/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,092 · Scale 2, in force from 26 Feb 2026)