LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,403
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,567
−HK$1,182/mo
Today · 4.125%
HK$39,749
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,498/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,611
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,727
−HK$1,132/mo
Today · 4.125%
HK$43,859
baseline
▲ 0.50% · 4.625%
HK$46,171
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,718/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,884
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,280
−HK$1,419/mo
Today · 4.125%
HK$47,699
baseline
▲ 0.50% · 4.625%
HK$50,601
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,398/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,933
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,272
−HK$1,359/mo
Today · 4.125%
HK$52,631
baseline
▲ 0.50% · 4.625%
HK$55,405
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,262/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,365
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,993
−HK$1,655/mo
Today · 4.125%
HK$55,648
baseline
▲ 0.50% · 4.625%
HK$59,034
+HK$3,386/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,296/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,255
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,817
−HK$1,585/mo
Today · 4.125%
HK$61,402
baseline
▲ 0.50% · 4.625%
HK$64,639
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,804/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,326
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,420
−HK$2,128/mo
Today · 4.125%
HK$71,548
baseline
▲ 0.50% · 4.625%
HK$75,901
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,096/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,899
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,908
−HK$2,038/mo
Today · 4.125%
HK$78,946
baseline
▲ 0.50% · 4.625%
HK$83,107
+HK$4,161/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,892/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,117 · Scale 2, in force from 26 Feb 2026)