LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,405
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,568
−HK$1,182/mo
Today · 4.125%
HK$39,750
baseline
▲ 0.50% · 4.625%
HK$42,169
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,500/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,612
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,728
−HK$1,133/mo
Today · 4.125%
HK$43,861
baseline
▲ 0.50% · 4.625%
HK$46,173
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,722/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,886
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,418/mo
Today · 4.125%
HK$47,700
baseline
▲ 0.50% · 4.625%
HK$50,603
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,400/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,935
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,274
−HK$1,359/mo
Today · 4.125%
HK$52,633
baseline
▲ 0.50% · 4.625%
HK$55,407
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,266/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,367
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,996
−HK$1,654/mo
Today · 4.125%
HK$55,650
baseline
▲ 0.50% · 4.625%
HK$59,037
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,300/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,257
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,820
−HK$1,585/mo
Today · 4.125%
HK$61,405
baseline
▲ 0.50% · 4.625%
HK$64,642
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,810/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,329
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,423
−HK$2,128/mo
Today · 4.125%
HK$71,551
baseline
▲ 0.50% · 4.625%
HK$75,904
+HK$4,353/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,102/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,902
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,911
−HK$2,038/mo
Today · 4.125%
HK$78,949
baseline
▲ 0.50% · 4.625%
HK$83,111
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,898/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,141 · Scale 2, in force from 26 Feb 2026)