LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,406
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,569
−HK$1,183/mo
Today · 4.125%
HK$39,752
baseline
▲ 0.50% · 4.625%
HK$42,170
+HK$2,418/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,504/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,614
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,730
−HK$1,132/mo
Today · 4.125%
HK$43,862
baseline
▲ 0.50% · 4.625%
HK$46,174
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,724/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,887
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,283
−HK$1,419/mo
Today · 4.125%
HK$47,702
baseline
▲ 0.50% · 4.625%
HK$50,605
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,404/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,936
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,276
−HK$1,358/mo
Today · 4.125%
HK$52,634
baseline
▲ 0.50% · 4.625%
HK$55,409
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,268/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,368
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,997
−HK$1,655/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$59,039
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,259
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,822
−HK$1,585/mo
Today · 4.125%
HK$61,407
baseline
▲ 0.50% · 4.625%
HK$64,644
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,814/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,331
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$69,425
−HK$2,128/mo
Today · 4.125%
HK$71,553
baseline
▲ 0.50% · 4.625%
HK$75,907
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,106/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,905
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,914
−HK$2,038/mo
Today · 4.125%
HK$78,952
baseline
▲ 0.50% · 4.625%
HK$83,113
+HK$4,161/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,904/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,161 · Scale 2, in force from 26 Feb 2026)