LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,407
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,570
−HK$1,183/mo
Today · 4.125%
HK$39,753
baseline
▲ 0.50% · 4.625%
HK$42,172
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,506/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,615
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,731
−HK$1,132/mo
Today · 4.125%
HK$43,863
baseline
▲ 0.50% · 4.625%
HK$46,175
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,726/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,888
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,285
−HK$1,418/mo
Today · 4.125%
HK$47,703
baseline
▲ 0.50% · 4.625%
HK$50,606
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,406/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,938
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,277
−HK$1,359/mo
Today · 4.125%
HK$52,636
baseline
▲ 0.50% · 4.625%
HK$55,410
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,272/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,370
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,999
−HK$1,655/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$59,040
+HK$3,386/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,261
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,823
−HK$1,585/mo
Today · 4.125%
HK$61,408
baseline
▲ 0.50% · 4.625%
HK$64,645
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,816/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,332
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,427
−HK$2,128/mo
Today · 4.125%
HK$71,555
baseline
▲ 0.50% · 4.625%
HK$75,909
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$143,110/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,907
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,916
−HK$2,038/mo
Today · 4.125%
HK$78,954
baseline
▲ 0.50% · 4.625%
HK$83,115
+HK$4,161/mo
Deposit HK$1.64M · loan HK$14.76M · min. income ≈ HK$157,908/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,177 · Scale 2, in force from 26 Feb 2026)