LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,409
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,573
−HK$1,182/mo
Today · 4.125%
HK$39,755
baseline
▲ 0.50% · 4.625%
HK$42,174
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,510/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,618
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,734
−HK$1,132/mo
Today · 4.125%
HK$43,866
baseline
▲ 0.50% · 4.625%
HK$46,178
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,732/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,891
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,288
−HK$1,418/mo
Today · 4.125%
HK$47,706
baseline
▲ 0.50% · 4.625%
HK$50,609
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,412/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,941
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,281
−HK$1,358/mo
Today · 4.125%
HK$52,639
baseline
▲ 0.50% · 4.625%
HK$55,414
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,278/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,373
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,002
−HK$1,655/mo
Today · 4.125%
HK$55,657
baseline
▲ 0.50% · 4.625%
HK$59,044
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,314/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,265
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,827
−HK$1,586/mo
Today · 4.125%
HK$61,413
baseline
▲ 0.50% · 4.625%
HK$64,650
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,826/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,337
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,432
−HK$2,128/mo
Today · 4.125%
HK$71,560
baseline
▲ 0.50% · 4.625%
HK$75,914
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,120/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,912
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,921
−HK$2,038/mo
Today · 4.125%
HK$78,959
baseline
▲ 0.50% · 4.625%
HK$83,121
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,918/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,218 · Scale 2, in force from 26 Feb 2026)