LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,410
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,573
−HK$1,183/mo
Today · 4.125%
HK$39,756
baseline
▲ 0.50% · 4.625%
HK$42,175
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,512/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,618
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,734
−HK$1,132/mo
Today · 4.125%
HK$43,866
baseline
▲ 0.50% · 4.625%
HK$46,179
+HK$2,313/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,732/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,892
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,288
−HK$1,419/mo
Today · 4.125%
HK$47,707
baseline
▲ 0.50% · 4.625%
HK$50,609
+HK$2,902/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,414/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,941
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,281
−HK$1,359/mo
Today · 4.125%
HK$52,640
baseline
▲ 0.50% · 4.625%
HK$55,414
+HK$2,774/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,280/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,373
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$54,003
−HK$1,655/mo
Today · 4.125%
HK$55,658
baseline
▲ 0.50% · 4.625%
HK$59,044
+HK$3,386/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,316/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,265
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,828
−HK$1,585/mo
Today · 4.125%
HK$61,413
baseline
▲ 0.50% · 4.625%
HK$64,650
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,826/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,337
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,432
−HK$2,128/mo
Today · 4.125%
HK$71,560
baseline
▲ 0.50% · 4.625%
HK$75,914
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,120/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,912
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,921
−HK$2,038/mo
Today · 4.125%
HK$78,959
baseline
▲ 0.50% · 4.625%
HK$83,121
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,918/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,221 · Scale 2, in force from 26 Feb 2026)