LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,410
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,574
−HK$1,182/mo
Today · 4.125%
HK$39,756
baseline
▲ 0.50% · 4.625%
HK$42,175
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,512/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,618
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,734
−HK$1,133/mo
Today · 4.125%
HK$43,867
baseline
▲ 0.50% · 4.625%
HK$46,179
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,734/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,892
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,288
−HK$1,419/mo
Today · 4.125%
HK$47,707
baseline
▲ 0.50% · 4.625%
HK$50,610
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,414/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,942
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,281
−HK$1,359/mo
Today · 4.125%
HK$52,640
baseline
▲ 0.50% · 4.625%
HK$55,415
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,280/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,374
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,003
−HK$1,655/mo
Today · 4.125%
HK$55,658
baseline
▲ 0.50% · 4.625%
HK$59,045
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,316/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,266
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,828
−HK$1,586/mo
Today · 4.125%
HK$61,414
baseline
▲ 0.50% · 4.625%
HK$64,651
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,828/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,338
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,433
−HK$2,128/mo
Today · 4.125%
HK$71,561
baseline
▲ 0.50% · 4.625%
HK$75,915
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,122/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,913
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,922
−HK$2,038/mo
Today · 4.125%
HK$78,960
baseline
▲ 0.50% · 4.625%
HK$83,122
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,920/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,228 · Scale 2, in force from 26 Feb 2026)