LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,411
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,574
−HK$1,182/mo
Today · 4.125%
HK$39,756
baseline
▲ 0.50% · 4.625%
HK$42,176
+HK$2,420/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,512/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,619
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,735
−HK$1,132/mo
Today · 4.125%
HK$43,867
baseline
▲ 0.50% · 4.625%
HK$46,180
+HK$2,313/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,734/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,893
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,289
−HK$1,419/mo
Today · 4.125%
HK$47,708
baseline
▲ 0.50% · 4.625%
HK$50,611
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,416/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,943
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,282
−HK$1,359/mo
Today · 4.125%
HK$52,641
baseline
▲ 0.50% · 4.625%
HK$55,416
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,282/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,375
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,004
−HK$1,655/mo
Today · 4.125%
HK$55,659
baseline
▲ 0.50% · 4.625%
HK$59,046
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,318/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,266
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,829
−HK$1,585/mo
Today · 4.125%
HK$61,414
baseline
▲ 0.50% · 4.625%
HK$64,652
+HK$3,238/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,828/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,339
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,434
−HK$2,128/mo
Today · 4.125%
HK$71,562
baseline
▲ 0.50% · 4.625%
HK$75,916
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,124/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,914
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,923
−HK$2,038/mo
Today · 4.125%
HK$78,961
baseline
▲ 0.50% · 4.625%
HK$83,123
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,922/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,236 · Scale 2, in force from 26 Feb 2026)