LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,411
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,575
−HK$1,182/mo
Today · 4.125%
HK$39,757
baseline
▲ 0.50% · 4.625%
HK$42,176
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,514/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,620
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,736
−HK$1,132/mo
Today · 4.125%
HK$43,868
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,313/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,736/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,893
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,290
−HK$1,419/mo
Today · 4.125%
HK$47,709
baseline
▲ 0.50% · 4.625%
HK$50,612
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,418/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,944
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,283
−HK$1,359/mo
Today · 4.125%
HK$52,642
baseline
▲ 0.50% · 4.625%
HK$55,417
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,284/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,376
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,005
−HK$1,655/mo
Today · 4.125%
HK$55,660
baseline
▲ 0.50% · 4.625%
HK$59,047
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,320/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,267
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,830
−HK$1,585/mo
Today · 4.125%
HK$61,415
baseline
▲ 0.50% · 4.625%
HK$64,653
+HK$3,238/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,830/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,340
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,435
−HK$2,128/mo
Today · 4.125%
HK$71,563
baseline
▲ 0.50% · 4.625%
HK$75,917
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,126/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,915
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,924
−HK$2,039/mo
Today · 4.125%
HK$78,963
baseline
▲ 0.50% · 4.625%
HK$83,125
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,926/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,247 · Scale 2, in force from 26 Feb 2026)