LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,412
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,576
−HK$1,182/mo
Today · 4.125%
HK$39,758
baseline
▲ 0.50% · 4.625%
HK$42,177
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,516/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,620
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,737
−HK$1,132/mo
Today · 4.125%
HK$43,869
baseline
▲ 0.50% · 4.625%
HK$46,182
+HK$2,313/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,738/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,894
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,291
−HK$1,419/mo
Today · 4.125%
HK$47,710
baseline
▲ 0.50% · 4.625%
HK$50,613
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,420/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,945
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$51,284
−HK$1,359/mo
Today · 4.125%
HK$52,643
baseline
▲ 0.50% · 4.625%
HK$55,418
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,286/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,377
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,006
−HK$1,655/mo
Today · 4.125%
HK$55,661
baseline
▲ 0.50% · 4.625%
HK$59,048
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$111,322/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,269
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,831
−HK$1,586/mo
Today · 4.125%
HK$61,417
baseline
▲ 0.50% · 4.625%
HK$64,654
+HK$3,237/mo
Deposit HK$4.92M · loan HK$11.48M · min. income ≈ HK$122,834/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,342
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,436
−HK$2,129/mo
Today · 4.125%
HK$71,565
baseline
▲ 0.50% · 4.625%
HK$75,919
+HK$4,354/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,130/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,917
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$76,926
−HK$2,038/mo
Today · 4.125%
HK$78,964
baseline
▲ 0.50% · 4.625%
HK$83,127
+HK$4,163/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,928/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,260 · Scale 2, in force from 26 Feb 2026)