LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,414
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,578
−HK$1,182/mo
Today · 4.125%
HK$39,760
baseline
▲ 0.50% · 4.625%
HK$42,180
+HK$2,420/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,520/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,623
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,739
−HK$1,133/mo
Today · 4.125%
HK$43,872
baseline
▲ 0.50% · 4.625%
HK$46,184
+HK$2,312/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,744/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,897
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$46,293
−HK$1,419/mo
Today · 4.125%
HK$47,712
baseline
▲ 0.50% · 4.625%
HK$50,615
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$95,424/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,947
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,287
−HK$1,359/mo
Today · 4.125%
HK$52,646
baseline
▲ 0.50% · 4.625%
HK$55,421
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.84M · min. income ≈ HK$105,292/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,380
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,009
−HK$1,655/mo
Today · 4.125%
HK$55,664
baseline
▲ 0.50% · 4.625%
HK$59,051
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,328/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,272
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,835
−HK$1,585/mo
Today · 4.125%
HK$61,420
baseline
▲ 0.50% · 4.625%
HK$64,658
+HK$3,238/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,840/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,345
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,440
−HK$2,128/mo
Today · 4.125%
HK$71,568
baseline
▲ 0.50% · 4.625%
HK$75,923
+HK$4,355/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,136/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,921
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,930
−HK$2,039/mo
Today · 4.125%
HK$78,969
baseline
▲ 0.50% · 4.625%
HK$83,131
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,938/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,294 · Scale 2, in force from 26 Feb 2026)