LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,415
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,183/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$42,181
+HK$2,419/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,624
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,741
−HK$1,132/mo
Today · 4.125%
HK$43,873
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,313/mo
Deposit HK$8.20M · loan HK$8.20M · min. income ≈ HK$87,746/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,898
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$46,295
−HK$1,419/mo
Today · 4.125%
HK$47,714
baseline
▲ 0.50% · 4.625%
HK$50,617
+HK$2,903/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$95,428/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,949
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$51,289
−HK$1,359/mo
Today · 4.125%
HK$52,648
baseline
▲ 0.50% · 4.625%
HK$55,423
+HK$2,775/mo
Deposit HK$6.56M · loan HK$9.85M · min. income ≈ HK$105,296/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,382
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$54,011
−HK$1,655/mo
Today · 4.125%
HK$55,666
baseline
▲ 0.50% · 4.625%
HK$59,053
+HK$3,387/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$111,332/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,274
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,837
−HK$1,585/mo
Today · 4.125%
HK$61,422
baseline
▲ 0.50% · 4.625%
HK$64,660
+HK$3,238/mo
Deposit HK$4.92M · loan HK$11.49M · min. income ≈ HK$122,844/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,348
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$69,443
−HK$2,128/mo
Today · 4.125%
HK$71,571
baseline
▲ 0.50% · 4.625%
HK$75,926
+HK$4,355/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$143,142/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,924
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$76,933
−HK$2,039/mo
Today · 4.125%
HK$78,972
baseline
▲ 0.50% · 4.625%
HK$83,134
+HK$4,162/mo
Deposit HK$1.64M · loan HK$14.77M · min. income ≈ HK$157,944/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$615,316 · Scale 2, in force from 26 Feb 2026)